PCMY-Property Calculator Malaysia: Your ultimate on-the-go property analysis companion. This comprehensive app empowers you to effortlessly estimate mortgage payments, calculate entry costs, assess loan eligibility, and perform in-depth investment analysis. Whether you're a first-time buyer, seasoned homeowner, real estate investor, or legal professional, PCMY provides the tools you need.
Key features include professional-grade utilities such as valuation fee, legal fee, and rental yield calculators. Stay informed with regular updates and access real-time rates directly from Bank Negara Malaysia.
Powerful Features:
- Mortgage Calculator: Estimate home loan installments, upfront costs, eligibility, and analyze potential investment returns.
- Loan Eligibility & Financial Ratios: Calculate your Debt Service Ratio (DSR) and determine loan eligibility, automatically factoring in EPF, SOCSO, EIS, and PCB rates.
- Comparison & Refinancing: Compare two home loans and their associated costs side-by-side; utilize the built-in mortgage refinancing and fee calculator.
- Professional Tools: Access calculators for valuation fees, legal fees & stamp duty, Real Property Gain Tax (RPGT), tenancy agreements (TA), balance release (SPA), and liquidated ascertained damages (LAD) estimation.
- Investment Analysis: Utilize affordability estimators, rental yield (RY), return on investment (RoI), and cash-on-cash return (CoCR) calculators.
- Additional Resources: Share property details as PDFs, use the appointment checklist, access current ELR, BR, OPR, and FX rates, and explore related articles and property listings.
Conclusion:
Empower your property investment decisions with PCMY-Property Calculator Malaysia. This all-in-one solution simplifies complex calculations, enabling smarter, more informed choices. From mortgage estimation and investment analysis to comparing loan options and accessing professional utilities, PCMY caters to first-time buyers, homeowners, investors, agents, lawyers, and loan officers alike. Download PCMY today and confidently navigate the real estate landscape!
